An “Antique Auto” is defined by many insurance companies as being 25 yrs old, or more, and in good working original or restored condition. This often means that it can not be your “daily driver” and must be garaged in a covered and/or secured location. Unless you own an antique automobile, or have considered purchasing one, you have probably never thought of the unique circumstances such a vehicle presents.
Fortunately, auto insurance companies have been protecting antique owners for years and appreciate their special needs. So, if you are looking to insure an antique automobile, all you have to do is find the best company! How do you do that? Call First Insurance Agency! We represent many of the industry’s leading Antique Auto Insurance Companies, which have been protecting peoples vehicles adequately, for several decades each. We understand, for example, that real antique vehicles should always be insured at a negotiated “agreed value”, as opposed to the “actual cash” value or “stated” value at the time of coverage.
Classic Autos are general eligible for specialized coverage, if they are at least 20 yrs old, and in good working original or restored condition. This often means that it can not be your “daily driver” and must be garaged in a covered and/or secured location. We represent many of the industry’s leading Classic Auto Insurance Companies. Some of our unique companies will even allow classic autos to be listed on the same
policy as your “daily drivers” saving you even more money.
Call us today to discuss your Classic Auto insurance needs!
Exotic Autos are often referred to as “High Value” Vehicles. However, they can include “limited production” cars also, which are built in lower quantities, by the manufacturer. This too often means that it can not be your “daily driver” and must be garaged in a covered and/or secured location. Due to these special circumstances, they frequently require a special type of insurance company. Call us today to discuss all of your exotic auto insurance needs!